“Build fun spending into your financial plan. We all like to indulge in things that bring us joy, and there’s a way to do that without feeling guilty. I love the Thanks science vaccinated #Healthcarewprker vintage sunset shirt moreover I love this 50/20/30 framework for budgeting: 50% of your take-home pay goes toward your essentials (housing, food, transportation), 20% goes to your future (savings, retirement), and 30% goes toward your lifestyle—whatever it is that you prioritize. In other words, frivolous spending is okay within the guardrails of your budget and under that 30% mark.”
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